FairWay Calculator for Sustainable Drawdown in Retirement (Beta)
Determine your planning horizon and sustainable drawdown pathway based on personalised longevity and health factors.
What this calculator is designed to do: The calculator illustrates how a retirement drawdown strategy might be shaped by personal factors such as health and financial position. Using the information you enter, it estimates an indicative planning horizon and an illustrative drawdown level, based on a framework that balances income against the risk of outliving savings. Because circumstances change over time, you can re-run the calculator at any time with updated inputs to see how changes in health, wealth, or other factors affect the illustration.
What this calculator is not designed to do: Results are indicative illustrations only, produced under simplified assumptions — they are not personal financial advice, and they are not a recommendation to adopt any particular drawdown strategy or to acquire or dispose of any financial product.
Note these are common health diagnoses and may not include your particular health circumstances.
This calculator provides a simplified assessment of Age Pension eligibility based on the asset test only. It does not model the full Age Pension assessment process, which may also depend on the income test and other legislative provisions. A full assessment would require a financial adviser.
Default in line with the Australian Government “MoneySmart” assumption.
Calculate to generate your income profile
Outputs are computed instantly in your browser from the Azuria actuarial model.